What I have found very helpful with participating in the $500 Holiday Challenge is that I have a list of what I have already purchased and for whom I intended it for. There is no repeating gift buying, no forgotten gifts, and I am reminded of what I have to work on such as photo calender for my mom.
Today, being July 26, we are less than 6 months away from Christmas. You still have time to get your shopping lists together, your budgets figured out and most importantly you will have control and peace of mind.
I currently have 145.00 in Amazon Gift Cards, earned from Swagbucks.
I am not really sure what I will spend these or for who, but they will definitely help me to stretch my Holiday Gift spending.
Before the move and the job changes, I also had automatic transfers to ING that went to several sub accounts,one of which was a "Christmas Savings" account. Currently, we do not have any transfers taking place, when I start my new job and I figure out my pay periods, I will have the automatic withdrawals begin.
Currently I have $405.00 in my Christmas account.I have not yet transferred any money from that account to repay for what I have already purchased. I will do that when I am done with my shopping.
Have you started your Holiday Shopping? Do you have a Budget in place for your shopping?
For more ideas visit Penny at The Saved Quarter!
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19 comments:
Love your blog! I found your blog from the saved quarter and became a follower! :) Erin
www.healthybranscoms.com
Thanks for the follow! Visited your blog and it is super!
I'll be using Amazon gift cards earned and also just earned a Target gift card. I've gotten a few gifts on good sales. I'll have to get more serious about Christmas shopping this fall. My shopping budget is small.
Lisa,
I just cashed in another $10.00 to Amazon from swagbucks. I've started collecting stocking stuffers and made out some lists. It's time for me to get a bit more serious with swagbucks and other sites that earn gift cards to reach my $500.00 goal. I plan on using my snowflakes to add to my Christmas funds too. Gift creativity will help too! Let's hope!
Things are moving fast, Lisa, but not THAT FAST. It is not yet July 26th, so I've given you a whole extra month in which to save!
You're Welcome!
I haven't bought anything for Christmas yet. I have shopped early in the past and I find that I miss shopping in December.
Hi Days! I love Gift cards! They make shopping so darn easy!
Hi Sharon,
I love Swagbucks. My rate of accrual has slowed down a bit, but I hope to do better with that.
I hope you share some of your creative ideas with us, I look forward to reading all about them.
Hi Grace,
I might be mistaken, but I think June 26th to Dec 26th is 6 months :)
Hi ND Chic,
I do enjoy shopping in December, but this time I am planning on having most of it completed by then. Hoping it reduces the "panic" buying that I usually do last minute.
Lisa,
Grace was referring to the fact that you typed July instead of June! :)!
Sharon,
Thanks for pointing that out to me! Lol! Oops!! Apologies Grace!
I have $1200 saved for Xmas, and I'm afraid that because I chose expensive electronic gifts for 2/4 kids, $1200 may not cut it... :/
I have a budget of $200 for all expenses to do with Christmas, tree, extra food, presents etc. but I hope to get it down a bit. I make a yearly budget so I just add Christmas expenses in the budget and it is there when I need it but I would like to have kids and have to move my budget around.
I have a budget of $200 for all expenses to do with Christmas, tree, extra food, presents etc. but I hope to get it down a bit. I make a yearly budget so I just add Christmas expenses in the budget and it is there when I need it but I would like to have kids and have to move my budget around.
I haven't bought anything for Christmas yet. I have shopped early in the past and I find that I miss shopping in December.
I'll be using Amazon gift cards earned and also just earned a Target gift card. I've gotten a few gifts on good sales. I'll have to get more serious about Christmas shopping this fall. My shopping budget is small.
Love your blog! I found your blog from the saved quarter and became a follower! :) Erin
www.healthybranscoms.com
I thought of doing the $500 challenge and I still may, but my goal is just to have a debt free Christmas regardless of how much money I spend.
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