OPERATION CHRISTMAS CHILD 2012

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Money Saving Monday Week 3 The Saved Quarter Challenge

This is week three of Penny's Saved Quarter Challenge.   Since last week was my payday, (I am paid-biweekly) I made big payments to our credit cards.  We still have a ways to go on eliminating that big debt, but I plan to get rid of it by the end of this year.

I have applied for a couple of part time jobs.  As you may remember, I applied to Starbucks (they have great benefits for part-time employees) but have not yet heard back from them.  I did get a call back from another facility interested in using me part time on the weekends ( doing the same thing I do during the week).   It is an ongoing game of phone tag for now.

As soon as the weather warms up, my husband will be getting several hours of overtime each week.  We are looking forward to that too. Both the warmer weather and the overtime.

As I am getting ready for an upcoming move, depending on when the short sale bank approves our offer, I am collecting items for a potential garage sale.  That will take place within the next month.  But for now, I am just packing and sorting items.

I did turn in my spare change which came to about 45.00 dollars.  I will apply that to the credit card debt.  Next week, I can show the monthly totals for deposits to the 401k, and long term savings.  Right now, we are watching our dollars and trying like heck to avoid pulling more cash out of the bank.

How is your savings growing?

11 comments:

halfdozendaily said...

My savings are coming along pretty good! I'm doing a "no spend" challenge in February, so that should definitely help "fatten the pig"! ;)

Well Heeled Blog said...

Hi Lisa,

I don't know if you like makeup, but I've heard Sephora pays above minimum wage and have some good incentive programs for the sales people.

(by the way, I found you through Graceful Retirement. Hi!)

The Saved Quarter said...

Good luck with your part time job quest! That would definitely help with your plan of eliminating debt by the end of the year!

I'm looking forward to your monthly update.

Buck Inspire said...

Hey Lisa,

You should also look into mystery shopping and giving your opinions via focus groups. When I was in between jobs, I even tried out for a game show! I'll give you details later. Good Luck to ya! :)

Lisa @Cents To Save said...

Hi Halfdozendaily@ Good Luck on your no spend challenge February!

Hello Well Heeled Blog@ Thanks for stopping by! Grace's Blog is a long time favorite. Will check out Sephora :)

Hi Penny @ Love your challenge!

Hey Buck @ I have applied to be a secret shopper, and am on a waiting list. But my fingers are crossed to get a "Secret Shopper" assignment soon!

Maureen said...

My savings and debt repayment is right on schedule at the moment. hoping it stays that way.

Good luck with the job hunting.

Jane said...

I was fortunate enough to get that %500 deductible back - I had actually forgotten all about it - that put a smile on my face and I socked most of it into emergency savings so I'm happy with my savings progress so far this year.

Mandi said...

I'm sorry you're stuck playing phone tag right now! That's always a stressful time, but I'm sure something will prove worthwhile!

Sharon said...

Lisa,
Wow, $45 in change is great! I have to bring my jar to the bank and I've decided to "snowflake" that to a vacation fund.

Starbucks would be such a cool place to work, although I'm not sure I'd be very good at it...so many drinks to learn!

grace said...

Good luck finding a part time job. Star bucks would be interesting. $45.00 in change is great.
What I am trying to do is to cut my grocery bill every week by $20.00. Last week I managed $18.00 and hope that this week will be close to the same. That will go into savings for our emergency fund. Please visit me some time at www.couponloversunite.blogspot.com

Well Heeled Blog said...

Hi Lisa,

I don't know if you like makeup, but I've heard Sephora pays above minimum wage and have some good incentive programs for the sales people.

(by the way, I found you through Graceful Retirement. Hi!)

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