OPERATION CHRISTMAS CHILD 2012

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Money Saving Monday Week 6 The Saved Quarter Challenge

Happy Tuesday!  This is the sixth week of The Saved Quarter Challenge.  If you didn't notice, I am a day late in posting.  Yesterday was Valentine's Day and my husband's birthday.  We celebrated at home with an evening on the porch enjoying the sunset with a glass of wine.  Dinner... Take-out Pizza.  Later on this week, I will take him out for his  birthday dinner at his favorite Italian Restaurant, Carrabbas.

This week (and it is only Tuesday) has been a "spendy" week.  Yesterday we went to Petco to get the flea and tick drops for the dogs.  We buy Advantix in four packs ( enough for four months of treatments), so for about 60 dollars per pack. That, dog food (40 pound bag) chew toys, and carpet treatment for a couple of doggy stains we spent close to 170.00 dollars........ on the dogs.   This is part of our yearly budget.  I  have automatic withdrawals from both of our checking accounts to ING.  At ING we have a sub account for dog expenses.  A simple online  transfer will cover most of the expense.  I only started the dog account this year, so I do not yet quite have enough. 

Again, the weather is still mild and my husband's work is not yet that busy.  Debt repayment/savings is at a standstill.  Hopefully in the next week or so, he will be getting his 40 hours and we can get ahead of the debt again.

Oh, this month I did acquire $25 in Amazon gift cards through SwagBucks for a total of $50 to date.  This will definitely help with my $500 Christmas Challenge.  I do have a sub account at ING for Christmas too, so I won't be unprepared like I was last year.  It's not like I didn't know Christmas came every year, because we all know it does!  Duh!!   I just never planned for it in my budget.  But this year is different.  I am going to be ready!

Hope you all have a beautiful Tuesday!

8 comments:

Niki said...

I love Carrabbas, mmmm yummy.
Holy moley swagbucks, right now I am only averaging $10 a month, congratulations to you.

Jane said...

Hope you have a great week also Lisa! You enjoyed a sunset last night and this morning I enjoyed a spectacular sunrise on the drive to work. (No doubt it's the same sun YOU saw:)Spring is only a month or so away and it's going to warm up quite a bit this week:)

Jan said...

You're doing great with your saving. I don't dare to set up automatic withdrawals. I'm always afraid I won't have the money to cover them.

The Saved Quarter said...

Great job on your saving! I love the idea of using subaccounts on ING. Why didn't I think of that for my own irregular expenses? It's definitely going into the list of things to look into for my finances. Thanks!

Sharon said...

I have a whopping 300 swagbucks...slow and steady...I've been doing the searching and getting on for the surveys and daily polls...it's just so s l o w. Glad you are able to get those amazon cards!

Maureen said...

Pets really are a huge expense, still I love my little cat. Good idea to have a pet account

Mandi said...

You are right about Christmas (and birthdays and other holidays)..we know they are coming, why aren't we planning for them? I'm so glad we've decided to start a Christmas fund at the beginning of the year. It will be interesting to see how we do this year once we bring home the baby and have to shop for 2 kids! Although, the baby will only be 9 months, he won't need THAT many gifts!

The Saved Quarter said...

Great job on your saving! I love the idea of using subaccounts on ING. Why didn't I think of that for my own irregular expenses? It's definitely going into the list of things to look into for my finances. Thanks!

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