Money Saving Monday Week 32 Of The Saved Quarter Challenge

The recent change in  my job status (  currently unemployed)  has definitely affected my budget.  In fact for the first week of my unemployment, I did not even want to look at my budget.   You know, kinda like an ostrich with her head in the sand.  But, that way of thinking will not get our bills paid.

Here is a breakdown of our new temporary  budget. 

BASIC INCOME

ME:                   MONTHLY INCOME:  1100.00 unemployment (estimated)

HIM:                 MONTHLY INCOME  2000.00

                                                                  3100.00

MONTHLY BILLS

TITHE:   310.00

HOUSE:  775.00.

ELEC:     200..00

CELL:     209.00 (4 PHONES)

CABLE:  120.00

CAR IN  126.00

               1740.00.

The Following ING Saving Accounts  (auto deposit from our checking accounts) Have been temporarily suspended until I become employed again.

ING SAVINGS ACCOUNTS
 

FSA          100.00

XMAS       80.00

TAXES      84.00 

INS          100.00

AUTO      200.00 

PETS         50.00 
GIFTS       50.00

                 664.00  Suspended for now.

   

OTHER MONTHLY EXPENSES

TOLLS              80.00

personal             85.00

SAVINGS         50.00

GYM                 50.00

                         265.00

                         215.00  These expenses are still the same.

GAS                   120.00

GROCERY        600.00

EAT OUT            50.00

ENTERTAIN       50.00 

                           700.00

             

CC PAY:          270.00 minimum payment.
 

                       3100.00 monthly income

                       2925.00
                         175.00  left over.  This will be part of our cushion in our checking account.  Just in case.
This is my new reality.  Watching the pennies very closely and submitting resumes daily. It will all work out.

This is our current debt

Linked to Penny at the Saved Quarter