I would rationalize to myself that since I was working sooo hard, it just makes sense to eat out. Who wants to come home after a hard day at work and cook?? Obviously, not me! And it was not just eating out that was part of the problem. There was also some random shopping that was going on.... You know... Target... Ross..... more entitlement for me. Certainly stuff that I did not need. Ask me what I bought! I could not even tell ya what most of the stuff was.
Since my layoff, I have become acutely aware of where the money is going. We have been using cash. For practically everything. True confessions... I still use my debit card, but not often. And when I do use the debit card, I feel a little guilty. Money can be so complicated, can't it?
August 22, 2011 11,600.00 Credit Card #1
October 20,2011 13,055.68 Credit Card #1
November 16,2011 12,124.00 Credit Card #1
As of today, you can see our credit card debt total. $12,124.00
A reduction of 931.68 compared to this time last month. Here is to an uneventful month financially. ~~That means Mr. Murphy... you need to stay out of our business!!